Terms & Conditions – D&C Financial

These Terms & Conditions (“Terms”) govern your use of the website operated by D&C Financial (“Company,” “we,” “us,” or “our”). By accessing or using our website, you agree to these Terms.

1. Use of Website

By using this website, you agree to:

Use the site only for lawful purposes
Provide accurate and truthful information
Not attempt to harm, disrupt, or misuse the website or services

We reserve the right to restrict or terminate access if misuse is detected.

2. No Guarantee of Coverage or Approval

D&C Financial provides insurance-related information and quote assistance. However:

We do not guarantee approval for any insurance policy
Coverage, pricing, and availability are determined by third-party insurance carriers
All applications are subject to underwriting approval.

3. Not Professional Financial or Legal Advice

The information provided on this website is for general informational purposes only and should not be considered:

Financial advice
Legal advice
Tax advice

You should consult a licensed professional for advice specific to your situation.

4. SMS & Communication Consent

By submitting your information through this website, you consent to receive communications from D&C Financial, including:

Phone calls
Text messages (SMS/MMS)
Emails
Automated or prerecorded messages (if applicable)

Message and data rates may apply.

You may opt out at any time by replying “STOP” to any text message or contacting us directly.

Consent is not a condition of purchase.

5. Information Accuracy

You agree that all information you provide is:

Accurate
Current
Complete

We are not responsible for delays or issues caused by incorrect or incomplete information.

6. Third-Party Services

We may work with:

Insurance carriers
Financial service providers
CRM and marketing platforms

We are not responsible for the actions, policies, or outcomes of third-party providers.

7. Limitation of Liability

To the fullest extent permitted by law:

D&C Financial is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or services
We are not responsible for decisions made based on information on this site.

8. Website Availability

We do not guarantee that the website will always be available, uninterrupted, or error-free. We may update, suspend, or modify the website at any time without notice.

9. Intellectual Property

All content on this website, including logos, text, graphics, and design, is the property of D&C Financial unless otherwise stated. You may not copy, reproduce, or distribute content without permission.

10. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised “Effective Date.” Continued use of the website constitutes acceptance of any changes.

11. Contact Information

If you have questions about these Terms, contact us at:

D&C Financial
Email: richard.dncfinancial@gmail.com
Phone: 484.378.6468